How is the financed amount derived?

Financed amount = car price − down payment.

What is the upfront cash?

Down payment + fees + registration + one-time insurance.

Bigger lowers interest; 20%+ is a common rule of thumb.

No — use the car ownership cost calculator for fuel and maintenance.

No — it's an estimate. Rely on the financier's official offer.

Estimate the monthly installment, full financing cost, and upfront cash to buy a car.

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Last updated: 2026-06-03

This calculator uses generic assumptions. Use advanced mode to override them for a more accurate result.

Source: default

Loan = Price − Down · PMT = P · r · (1+r)^n / ((1+r)^n − 1)

18,000 car, 3,000 down, 6% over 5 years ≈ a ~290/month installment on a 15,000 loan.

The financed amount is the price minus your down payment; upfront cash is everything you pay on day one.

How is the financed amount derived?: Financed amount = car price − down payment.
What is the upfront cash?: Down payment + fees + registration + one-time insurance.
How big should the down payment be?: Bigger lowers interest; 20%+ is a common rule of thumb.
Does it include running costs?: No — use the car ownership cost calculator for fuel and maintenance.
Is the result official?: No — it's an estimate. Rely on the financier's official offer.

Results are estimates and not professional advice. Verify important decisions with a qualified professional.