Minimum down payment?

Varies by country and bank. UAE 20% for new residents, KSA 10% for nationals.

Some countries have housing programs that lower it. Check available programs.

Includes registration fees?

No — add property registration and bank fees separately.

20% is the rule of thumb — lowers the loan without draining all your cash.

Compute required down payment, remaining loan, and cash gap.

Practical calculatorGeneral editable assumptionsGlobal-readyInteractive chart

Last updated: 2026-05-31

This calculator uses generic assumptions. Use advanced mode to override them for a more accurate result.

Source: default

Down = Price × Pct · Loan = Price − Down · Gap = Cash − Down

Minimum down payment?: Varies by country and bank. UAE 20% for new residents, KSA 10% for nationals.
Can it be lowered?: Some countries have housing programs that lower it. Check available programs.
Includes registration fees?: No — add property registration and bank fees separately.
Optimal %?: 20% is the rule of thumb — lowers the loan without draining all your cash.
Saves data?: No — fully local.

Results are estimates and not professional advice. Verify important decisions with a qualified professional.